Mukhyamantri Mahila Utkarsh Yojana

Mukhyamantri Mahila Utkarsh Yojana Gujarat Online Application Official Portal - www.mmuy.gujarat.gov.in

Mahila Utkarsh Yojana(MMUY)- Rs 1 lakh Loans 0% interest. For the first time in the state, Mukhyamantri Mahila Utkarsh Yojana Yojana(MMUY Scheme) will be launched and loans will be given to more than 10 lakh mothers and sisters at 0% interest. Gujarat's women power will take the lead in realizing the resolve of a self-reliant Prime Minister of India.

On Prime Minister Narendra Modi's birthday (September 17), Chief Minister Vijay Rupani will present the Mahila Utkarsh Yojana to the mother power of the state. In the changed socially-economic lifestyle after Corona, a new path of self-reliance of women-mothers-sisters will open up.
A total of 10 lakh mothers and sisters of 1 lakh women's groups. in the state will get the benefit of Mukhyamantri Mahila Utkarsh Yojana.

On the Prime Minister's birthday, the Gujarat government will provide MMKY Scheme to more than 10 lakh women in the state.

A total of 10 lakh mothers and sisters of 1 lakh women's groups in the state will get the benefit of Mukhyamantri Mahila Utkarsh Yojana

On September 17, the Chief Minister will present the Mahila Utkarsh Yojana to the mother power of the state

Mukhyamantri Mahila Utkarsh Yojana (MMUY) – All Details

Scheme announcer:: Gujarat Government

Scheme Name:: Mukhyamantri Mahila Utkarsh Yojana (MMUY)

Launched on:: 17th September 2020

Purpose:: To make women Atmanirbhar

Advantages:: Women will get loans up to Rs 1 lakh at 0% interest Budget Rs 175 crore

Highlights:: Mukhya Mantri Utkarsh Scheme

Mukhyamantri Mahila Utkarsh Yojana Official Website(MMUY):: www.mmuy.gujarat.gov.in

આ યોજના નો અમલ ગ્રામીણ વિસ્તારમાં ગુજરાત લાઈવલીહુડ પ્રમોશન કંપની લી. (GLPC) દ્વારા અને શહેરી વિસ્તારમાં ગુજરાત શહેરી વિકાસ મિશન (GULM) દ્વારા કરવામાં આવે છે. આ યોજનાનો મુખ્ય ઉદ્દેશ ૧ લાખ જોઈન્ટ લાયાબીલીટી અર્નિંગ અને સેવિંગ જૂથ (JLESG) ની રચના કરી ૧૦ લાખ મહિલાઓને આ ગૃપો મારફતે જોડી આર્થિક પ્રવૃત્તિને ઉત્તેજન આપી આત્મનિર્ભર બનાવવાનો છે.

આ યોજનાની મુખ્ય વિશેષતાઓ નીચે મુજબ છે.

(૧) આ યોજના અંતર્ગત પ્રત્યેક જૂથને નિયમિત હપ્તા ભરશે તો રૂ. ૧ લાખની ઉપરનું વ્યાજ સરકારશ્રી તરફથી ચૂકવવાની જોગવાઇ કરવામાં આવી છે.

(ર) યોજના અંતર્ગત ગ્રામીણ વિસ્તારમાં ૫૦,૦૦૦ તથા શહેરી વિસ્તારમાં ૫૦,૦૦૦ JLESG ને આવરી લેવામાં આવશે. જેમાં વ્યાજ ની રકમ મહિલા ગૃપના વતી સરકારશ્રી દ્વારા ધિરાણ સંસ્થાઓને ચૂકવવામાં આવનાર છે.

(૩) આ યોજનાનાં સફળ અમલીકરણ માટે રાષ્ટ્રીયકૃત બેંકો, ગ્રામિણ બેંકો, સહકારી બેંકો, પ્રાઇવેટ બેંકો, કો.ઓપરેટીવ મંડળીઓ તથા આર.બી.આઇ. માન્ય અન્ય ધિરાણ સંસ્થાઓ- MFI ને પણ સરકારશ્રી દ્વારા પ્રોત્સાહન આપવામાં આવનાર છે. (*ફેરફારને આધીન બદલાવ આવી શકે છે)

યોજનાનો હેતુ

મહિલાઓને જોઇન્ટ લાયેબીલીટી અર્નિંગ એન્ડ સેવિંગ જુથ (JLESG ) માં જોડવી.
સરકારી બેંકો, ખાનગી બેંકો, સહકારી બેંકો અને ધિરાણ સંસ્થાઓ મારફત જુથોને રૂ. ૧.૦૦ લાખ ધિરાણ અપાવવુ.
ધિરાણના માધ્યમથી સ્વ રોજગારી અને આજીવિકા પૂરી પાડવી.

લક્ષિત લાભાર્થી

ધિરાણ મેળવવા ઇચ્છુક ૧૦ મહિલાઓ.
મહિલા ૧૮ થી ૫૯ વર્ષના હોવા જોઇએ
વિધવા ત્યક્તા બહેનોને અગ્રતા.
હયાત જુથ કે જેની લોન બાકી ન હોય.
લક્ષ્યાંક : ૧ લાખ જુથ, ૧૦ લાખ મહિલાઓ અને ૫૦ લાખ કુટુંબના સભ્યો
તે પૈકી ગ્રામ્ય વિસ્તાર ૫૦,૦૦૦ જુથ તથા શહેરી વિસ્તાર ૫૦,૦૦૦ જુથ.

કુલ બજેટ

રૂ. ૧૬૮.૦૦ કરોડ.

મહિલા જુથોને નાણાકિય સપોર્ટ

મહિલા જૂથો: ૧ લાખ
મહિલા જૂથના સભ્યો: ૧૦ લાખ
સહાયનું ધોરણ: લાભાર્થી જુથ દીઠ રૂ. ૬૦૦૦/- સુધી વ્યાજ સહાય.
લોન રકમ: જુથ દીઠ રૂ. ૧ લાખ
વ્યાજ: ૧૨ % મુજબ, વાર્ષિક વધુમાં વધુ રૂ. ૬,૦૦૦/-
લોન પરત ચુકવણી: માસિક રૂ. ૧૦૦૦૦/- ના હપ્તા મુજબ વાર્ષિક રૂ. ૧,૨૦,૦૦૦/-
જે રકમ પૈકી રૂ. ૧,૦૦,૦૦૦ લોન વસૂલાત અને રૂ. ૨૦,૦૦૦ બચત તરીકે.
સ્ટેમ્પ ડ્યુટીમાં માફી : બેંક લોન માટે જરુરી સ્ટેમ્પ ડ્યુટીમાં માફી આપવામાં આવનાર છે.

ધિરાણ સંસ્થાઓ અને સપોર્ટ

રાષ્ટ્રીયકૃત બેંકો, ગ્રામિણ બેંકો, સહકારી બેંકો, પ્રાઇવેટ બેંકો, કો.ઓપ્રેટીવ મંડળીઓ તથા આર.બી.આઇ. માન્ય અન્ય ધિરાણ સંસ્થાઓ

બેન્કો/ધિરાણ સંસ્થાને સપોર્ટ :

જુથ દીઠ રુ. ૪૦૦૦/- રીકવરી મિકેનીજમ પેટે.
જુથ દીઠ રૂ. ૪૦૦૦/- સુધી NPA ફંડ

CM Shri @vijayrupanibjp announces the launching of ‘Mukhya Mantri Mahila Utkarsh Yojana’ on September 17, birthday of PM Shri @narendramodi, a revolutionary scheme for women empowerment in the post-COVID era that would provide interest-free loan of Rs.1-lakh to over 10-lakh women pic.twitter.com/qAec9y6IBl
— CMO Gujarat (@CMOGuj) September 14, 2020

key highlights of the Mukhya Mantri Utkarsh Scheme

The government will sponsor a budget of 1000 Crore to the groups registered under Join Liability and Earning Group ( JLEG).
A total of 10 lakh women are going to avail of the benefits under this interest-free loan scheme.
Each Self Help Group should comprise of 10 members under this MMUY scheme.
The government will pay the interest amount on behalf of the beneficiaries.
How to Apply for Mukhya Mantri Mahila Utkarsh Yojana MMUY Gujarat
All the eligible women of Gujarat can apply for this interest-free loan online on the official portal . Let us see the procedure for applying for Mukhya Mantri Mahila Utkarsh Yojana.

Visit the Official Portal of MMUY Gujarat.

- - It takes the applicant to the Home Page of the Official Portal.
  - On the Home Page, Click on the link of MMUY Yojana.
  - It redirects the candidates to the Online Registration Page for the MMUY interest-free loan scheme.
  - It opens up the application form; now, the applicants can start entering his/her personal details like Name of the Applicant, Contact
  - The applicant has to enter her SHG Group Details, Aadhar Cards, and other information like Bank Account Number, Bank Branch Name, IFSC Code in the next section.

Rs. Loans up to Rs 1 lakh will be available from institutions including government

A total of Rs. 1000 crore plan. The interest on the bank loan will be paid by the state government. The stamp duty required for the loan will also waived.
Rs. Loans of Rs 1 lakh will be available from government, co-operative, private banks, lending institutions approved by the RBI. The state government has soon signed a memorandum of understanding with banks to join the MMKY scheme.

CLICK Here to Read News reports in Gujarati

One lakh loan will given to each group

According to the information received, a group of 10 women-sisters will be formed in M1 lakh group.
Each group will get a loan of one lakh and each mother and sister will get an interest loan without starting their own small or big business, housing industry, business. the CM's goal of a big loan from Women become the financial support of the home-family.

175 crore budget passed for CM Mahila Utkarsh Yojana

The Chief Minister's sensitive approach is to cover a total of 1 lakh women's groups in the MMKY Scheme, which is 50,000 in rural areas and 50,000 in urban areas. The scheme will implemented in rural areas by Gujarat Lively Hood Promotion Company of Rural Development Department.

The scheme will make millions of women self-reliant

Gujarat Urban Lively Hood Mission of Urban Development Department will implemented in urban areas. Mukhyamantri Mahila Utkarsh Yojana will be a catalyst in fulfilling the dreams of millions of sisters of the state to live with self-reliance.

Objectives Of Mukhyamantri Mahila Utkarsh Yojana

The announcement for this scheme was made through the Twitter account of the Chief Minister of Gujarat. This will be a very great opportunity for all of the women because free interest loan is a very great benefit for all of the self-help groups. These self-help groups must have been going through a lot because of the coronavirus pandemic situation all over the world. The businesses of the self-help groups must have suffered a lot during the situation of coronavirus and this is a catastrophic time for all of them. Through the implementation of Mukhyamantri Mahila Utkarsh Yojana, women will get some kind of confidence to carry on their business even after the losses that they must have incurred.

Features Of Mukhymantri Mahila Utkarsh Yojana

Mukhymantri Mahila Utkarsh Yojana is launched by the government of Gujarat to provide interest-free loans to women belonging to self-help groups

Through the scheme, a loan of Rs 100000 will be given to women self-help group
Each self-help group must have 10 members
The scheme is going to be launched on 17 September 2020
Through the implementation of this scheme, the women of the state will become self-reliant
Under the scheme, Sakhi Mandal for women will also get the benefit
The government is going to pay interest to the bank
Eligibility criteria of mukhymantri mahila Utkarsh Yojana
The applicant must be a permanent resident of Gujarat
In this Scheme, The applicant must be women
The applicant must be a part of the self help group of Gujarat
The self-help group must have 10 members
The government is going to provide loan to these groups and interest will be paid by the government to the bank

Documents to apply for mukhymantri mahila Utkarsh Yojana

Aadhar card
Voter ID
Ration card
Residence certificate
Income certificate
Mobile number

Application Procedure Of Mukhyamantri Mahila Utkarsh Yojana

The State Government of Gujarat has not launched the online application procedure for the scheme till now but if the government will launch the portal then you have to follow the registration procedure as we are providing you in the below section-

Go to the official website of Gujarat Utkarsh Yojana
On the homepage click on the link called apply online
The application form will display on your screen
Fill up the application forms
Upload all of the documents
Click on submit

Procedure To Check Application Status

First of all, you have to go to the official website of Gujarat
A home page will open in front of you
On the homepage, you need to click on the application status
Now a new page will be displayed before you where you have to enter your application ID
After that, you need to click on the search
Your application status will be on your computer screen

Procedure To Check Payment Status

Maukhya Mantri Mahila Utkarsh Yojana MMUY Frequently Asked Questions (FAQ’s)

Here are some of the most frequently asked questions about the Gujarat CM Mahila Kalyan Yojana 2020:-

What is Mukhyamantri Mahila Kalyan Yojana?

Mukhyamantri Mahila Kalyan Yojana in Gujarat will be launched to provide interest-free loans to women self-help groups (SHGs).

What is the other name for CM Mahila Kalyan Yojana?

Gujarat Mukhyamantri Mahila Utkarsh Yojana

How many loans can be taken by MMKY Scheme women beneficiaries?

Up to Rs. 1 lakh

What are the interest rates on loans taken under MMUY Scheme?

zero percent or interest-free

Will the interest will be waived or reimbursed to the beneficiaries in MMUY Scheme?

The beneficiary will not have to pay any interest to the banks

How many women beneficiaries can take loans for self-employment?

Approx. 27 lakh women beneficiaries in around 2.75 lakh registered Sakhi mandals (2.51 lakh in rural & 24,000 in urban areas) would be able to apply for self-employment loans

What is the maximum number of women in the Self Help Groups (SHGs)?

Each Self Help Group should consist of a maximum of 10 members.

What is the interest rate of the loans taken under the Mukhya Mantri Mahila Utkarsh Yojana?

The interest rate of the loans taken under Mukya Mantri Mahila Utkarsh Yojana is at a 0% interest rate.

What is the maximum amount of loan that can be taken under MMUY Gujarat?

The beneficiaries can take a loan amount of up to 1 lakh Rupees under the MMUY Gujarat.

What is the official date of the start of the application process of the Mukhya Mantri Utkarsh Yojana?

According to the information sources, the online applications will be invited from 17 September, the official date of launching the scheme.

What is the maximum number of women in the Self Help Groups (SHGs)?

Each Self Help Group should consist of a maximum of 10 members.

Mukhyamantri Mahila Utkarsh Yojana